Supported banks and account setup
We partner with four Indonesian banks to offer direct transfer deposits. Each bank maintains a dedicated sastoto login receiving account, and your transfer includes a unique reference code (typically your player ID or account number) so we match incoming funds to your account automatically.
The four supported banks are:
- BCA (Bank Central Asia): Our most-used partner, with branches across all major cities. e-wallet transfers typically clear within subject to verification during business hours.
- mobile banking (Bank local payment): Supports transfers from personal and business accounts. online payment processing aligns with e-wallet timing.
- mobile banking (Bank Rakyat Indonesia): Widely available in rural and suburban areas. Transfer times match other partners.
- local payment (Bank Negara Indonesia): Our fourth partner, with comparable settlement speeds.
You do not need to have an account with any of these banks to transfer; if your personal bank is different (e.g., you bank with a regional institution), you can initiate a transfer to our online payment, e-wallet, mobile banking, or local payment account using your bank's inter-bank transfer service. Your bank will route the transfer through Indonesia's clearing system, and we receive it within the standard clearing window — typically the same day for same-bank transfers, 1–2 business days for inter-bank transfers.
How to find your bank transfer details
Log into your sastoto login account, navigate to the Cashier or Deposit section, and select Bank Transfer. The system displays four receiving accounts (one per bank), each with a unique reference code. Copy the account number and reference code, then use these details in your bank's mobile app or online banking portal to initiate your transfer.
Always include your unique reference code in the transfer memo or description field. This ensures we match the transfer to your account automatically. Without the code, the transfer still arrives at our bank account, but we may need to contact you to identify which player account to credit.
Bank transfer deposit timing and minimum amounts
We do not impose a fixed minimum deposit amount for bank transfers; however, your personal bank may set its own minimum per transaction (typically 10,000–our welcome offer). Check with your bank's transfer limits before initiating.
Deposit timing depends on the transfer type:
- Same-bank transfer: If you transfer from a online payment account to our e-wallet receiving account, the transfer typically clears within subject to verification during banking hours (08:00–17:00 on weekdays).
- Inter-bank transfer: If you transfer from a bank other than our receiving bank (e.g., transferring from Permata to our mobile banking account), the transfer goes through Indonesia's RTGS or SKNBI clearing system. These usually complete within 1–2 business days, though some transfers may clear faster during off-peak hours.
- Off-hours transfer: Transfers initiated outside banking hours (after 17:00 weekdays, weekends, or public holidays) are queued and typically process the next business day morning.
Welcome offer eligibility via bank transfer
Our welcome offer applies to your first qualifying deposit on sastoto login, regardless of payment method. A qualifying deposit via bank transfer is any transfer that meets our minimum threshold (published in your promotions section) and is made within 7 days of account registration.
Once your bank transfer arrives and is credited to your account, we assess your eligibility for the welcome offer. If eligible, the offer is applied automatically or can be claimed through your promotions dashboard. The welcome bonus is not a fixed amount; we calculate it based on your deposit size and current promotional terms.
The welcome offer is subject to play-through requirements, which vary but typically range from 5–10x your bonus amount. Play-through is counted only on eligible games — Live Draw, slots (Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, Mahjong Ways), and live-dealer games typically count at non-specific info; some esports markets may count at a reduced rate or not at all. Check your specific offer terms for the complete list.
Weekly cashback on bank transfer deposits
Our weekly cashback is a recurring reward tied to your cumulative play volume each week, independent of deposit method. Whether you fund via bank transfer, local payment, online payment, or any other payment rail, your eligible wagers across Live Draw, slots, live-dealer tables, and sportsbook (Liga 1, Piala AFF, MotoGP, badminton) all count toward your weekly cashback calculation.
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Weekly tracking periodMon–Sun
We track all your eligible wagers from Monday 00:00 through Sunday 23:59 UTC+7. Bank-funded balance and e-wallet-funded balance are pooled into one account, so all wagers count.
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Cashback calculationMon 08:00
On Monday morning at approximately 08:00, we calculate your eligible turnover for the prior week and apply a cashback percentage based on your account tier. Tier 1 (new members) typically earn a baseline percentage; higher tiers earn improved rates.
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Cashback creditInstant
Your cashback is credited directly to your account balance. You do not need to claim anything — the credit appears automatically in your cashier.
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Play-through and withdrawalStandard
Cashback is subject to a play-through requirement (typically 1–2x the cashback amount). Once wagered, the cashback becomes withdrawable without further restrictions.
Cashback is calculated on eligible turnover, not deposit source
We do not apply different cashback rates based on whether you funded via bank transfer or e-wallet. All deposits are pooled, and cashback is uniform across payment methods.
Bank transfer withdrawals and settlement
Withdrawing winnings via bank transfer is the reverse of deposit: you request a payout from your sastoto login account, specify your destination bank (e-wallet, mobile banking, local payment, or online payment), and provide your personal account number. We verify your identity against your registered details, then initiate the transfer.
Withdrawal processing times depend on account verification status and tier:
- Standard tier (new members): Verification typically takes 1–2 business days. Once verified, withdrawals are processed the next business day.
- Higher tiers (accumulated play): Verified members receive faster processing — often same-day or next-day for withdrawal requests submitted before 15:00 on a business day.
- VIP tier: Priority withdrawal processing, often within hours of request.
Once we initiate your withdrawal to your bank account, the transfer uses the same inter-bank clearing system as deposits. Same-bank transfers (e.g., your personal e-wallet account receiving from our mobile banking account) typically arrive within subject to verification. Inter-bank transfers may take 1–2 business days. We do not control inter-bank clearing timing, but we provide a tracking reference once we submit the transfer to your bank.
Account verification and bank details
Before your first withdrawal, we require identity verification. This includes:
- A valid government ID (KTP, passport, or driver's licence) with your name, date of birth, and signature.
- Proof of address (utility bill, rental agreement, or bank statement dated within 3 months).
- Verification that your bank account name matches your registered name on sastoto login.
We ask for bank account matching to prevent transfers to unauthorized accounts. If your registered name differs from your bank account holder name (e.g., you registered under a shortened name but your bank account uses your full legal name), contact our support team to update your details before requesting a withdrawal.
Bank transfer across regions and seasonal considerations
We accept bank transfers from players across Indonesia. Whether you bank in Jakarta, Medan, Bandung, Semarang, or Surabaya, the same four bank receiving accounts (local payment, online payment, e-wallet, mobile banking) are available to you. Transfer times may vary slightly by region due to local clearing processes, but standard Indonesian inter-bank clearing applies to all players.
During major holidays — Idul Fitri, Idul Adha, Imlek, and Nyepi — Indonesian banks operate on reduced schedules or close entirely. Bank transfers initiated during these periods are queued and processed on the next business day. We do not process manual overrides; all transfers follow standard banking timelines. Plan ahead if you expect to deposit or withdraw around major holidays.